By Tony Kaye, Senior Personal Finance Writer, Vanguard Australia Transfers of accumulated wealth from one generation to the next are part and parcel of everyday life. But the next 20 to 30 years will see the biggest intergenerational wealth handover in history. The largest part of this great wealth transfer will be between members of … Read more
By Tony Kaye, Senior Personal Finance Writer, Vanguard Australia You’re ready to start investing, but there’s a few things holding you back. Firstly, while you have a bit of money set aside, you don’t have a lot and you’re thinking it’s probably not enough to start off with. You also don’t know a lot about … Read more
By Tony Kaye, Senior Personal Finance Writer, Vanguard Australia The Federal Government announced in the May Budget that it is widening the scope of the scheme allowing eligible Australians to sell their home and put extra money into their superannuation. First introduced in the 2018-19 financial year, the “downsizer measure” has provided an opportunity for … Read more
Returning to work after maternity leave can be difficult and needs careful planning. Here are our tips to help make the transition much smoother. When considering childcare When you return to work, you might need to put your kids in childcare. This can be expensive, costing up to $140 a day, which is a big … Read more
Negatively gearing an investment property is viewed by many Australians as a tax effective way to get ahead. According to Treasury, more than 1.9 million people earned rental income in 2012-13 and of those about 1.3 million reported a net rental loss. So it was no surprise that many people were worried about how they … Read more