The basis of a good renovation budget is setting a realistic one in the first place. Once you do that, you may need a little help sticking to it. Here are a few pointers to help you on your way. Learn the budgeting basics If you’re a complete novice, or simply not very disciplined, now … Read more
If you‘re planning to sell your business in the future, start taking action as soon as possible. You’ll need time to implement the changes that will improve the market value of your business and help you get the price you want. Growth strategies Thinking of selling your business in five to 10 years? It’s worth … Read more
If your New Year goals include buying your first home, even though you’re finding it impossible to save for that ever-increasing deposit, you’re not alone. Many people ask us if they can get a home loan with zero or a very small deposit. The answer is a qualified ‘yes’. As always, it depends on your … Read more
As 2022 begins, James Fitzgerald has 22 tips for taking control of your finances and becoming a savvy investor. #1: Build positive habits Start the new year by building positive habits around your money – whether it is saving, spending or investing. Identify productive behaviour and take action to stick with it. Commit to 21 successive days of … Read more
In 2021, customer experience is king and there are lots of ways you can give yours a boost, writes Jason VandeBoom, Founder and CEO, ActiveCampaign. Have a great product or service but not seeing as many customers as you’d like coming, or returning, through the doors? Chances are it’s your customer experience, not your core … Read more
Owing money or falling behind on repayments can be stressful. The good news is there are steps you can take to relieve the financial pressure. If you’re in crisis and struggling to buy food and pay for essentials, see urgent help with money. 1. Know what you owe The first step is to get a clear … Read more
Two steps forward, one step back For the second year running, the pandemic was the focus for policy makers, markets, businesses, and individuals alike. The year began with hopes that the rollout of vaccines would stem the spread of COVID-19 and allow economies to reopen. Instead, most countries were hit by wave after wave of … Read more
We know you want your tax return done as quickly and easily as possible. It helps to get it right! Here are some tips to help you avoid making a mistake or to fix one. First up – you need to lodge a tax return, even if your business hasn’t earnt any income this year. … Read more
Retirement villages in Australia offer residents a unique range of retirement living options, including accommodation options, facilities and services. Many retirement villages feature pools, golf courses, regular social events and 24-hour emergency assistance. For many people, retirement is a new and exciting stage of life where you can relax after years of hard work, take … Read more
If you are surprised at how prices in cities and regional areas have risen even in the face of the social and economic havoc caused by COVID-19, you’re not alone. If you are thinking of buying property, you may even be a little concerned about what the current property market means for your buying decisions. Is timing everything, or is time in the market more important? Whether you’re a first … Read more
When you’re comparing things like insurance, credit cards and home loans, comparison websites can be helpful. But they have limitations and may not cover all your options. What to keep in mind They make money Comparison websites are businesses. They make money in different ways, for example: from sponsored links by showing sponsored links before … Read more
You’ve worked hard to build your retirement nest egg and now the time has come or is approaching for you to begin the “decumulation phase” — taking withdrawals in retirement to live off your accumulated assets. This can be a very exciting time in your life where you get to live out your retirement dreams. … Read more