Most super funds offer life, total and permanent disability (TPD) and income protection insurance for their members. When reviewing your insurance, check if you’re covered through your super fund. Compare it with what’s available outside super to find the right policy for you. Types of life insurance in super Super funds typically offer three types … Read more
The new year is a great time to get into financial shape. Here’s some simple steps to develop new investing habits. The new year often comes with resolutions to get healthier and fitter. On the financial front, it’s also a great time to review investments and superannuation portfolios and assess one’s financial wellness. Investors should … Read more
Characteristics of dollar stretchers A ‘money mindset’ is a way of thinking about personal finance. Your money mindset can change over time, and it may help explain your spending and savings habits. Understanding this can help you build habits and strategies to better manage your money. Dollar-stretchers often find that: They experience difficulty paying for … Read more
Here are some tips that can help you build confidence in your investing approach, no matter what the markets are doing. Emotions always play a role in investing. For some investors, especially newer ones, it can be hard to separate the idea of investing from “losing it all.” If you’re anxious or insecure about your … Read more
Income protection insurance pays part of your lost income if you’re unable to work because of a disability caused by illness or injury. It can help pay the bills so you can focus on getting better. What income protection insurance covers If you’re unable to work due to partial or total disability, income protection insurance … Read more
Deciding on your retirement funding options in retirement comes down to what makes the most sense for you. If you’re close to retirement, chances are you’ve already spent time thinking about how to tap into your superannuation when you retire. Broadly speaking, you have a few options when you retire, as long as you’ve reached … Read more
Travelling cheaply needn’t mean you miss out. Find out the best ways to save big on your overseas holiday plans, and make the most of every dollar. Why you should budget for your overseas holiday Most of us love to travel, but not many can afford to travel as often as we’d like. A trip … Read more
Many parents and grandparents worry about how to help the children in their lives achieve financial independence. But the value of long-term investment can seem like a dry and complicated idea for kids to get their heads around. In fact, many young people would like to know more about money, according to a Young People … Read more
Key Points: Never use the same password or variations of the same password, utilise different numbers and letters with a mixture of capital and lower case letters Online quizzes may be fun but usually there is a catch, and that catch can be your personal data Scammers either attempt to build rapport with their targets … Read more
There’s a lot of investment guidance out there. Too much can be overwhelming. So, how can you cut through the noise and find what you need? To help you out, we’ve put together a cut out and keep 8-step guide to successful investing. The list includes tips on how to manage your portfolio effectively – … Read more
Fixed rate terms last for a set period of time that is prearranged between you and your lender. Fixed rate periods last between one and five years. When your fixed rate term ends, your loan will usually revert automatically to the standard variable interest rate unless you have provided instructions to refix your loan. As … Read more
Saving regularly is a habit that needs to be cultivated and as with most things in life, starting sooner rather than later often gives investors a huge advantage. When it comes to the topic of spending and saving, it seems like there are countless ways of doing it. A quick internet search throws up guidelines … Read more